IFA Blog
What you need to remember when you are moving house
Make moving house easier
So now it is time to invest
you have made all the relevant decisions about risk, timescale, income of growth etc and now what are you going to do with that money?
So you have some money to invest? what decisions do you need to make?
This is fairly basic stuff, and the process should be the same whether it is a few thousand pounds or hundreds of thousands.
Some myths and traps about the employers autoenrolment responsibilities
Our employees have got their own individual pensions – we know we are going to have to contribute to them.
Do you know all about your knobs and knockers?
Do you know that if you are buying a life, critical illness, or income protection insurance policy or have done so in the past there is an increasing chance that it comes with a variety of extras that may never have been explained to you.
So how much insurance do you need?
There is usually a big difference between how much cover you got and how much you need.
What will happen when you get a critical illness and what are the chances that you will?
If you have a critical illness policy make sure you have the technical conditions brochure.
So you have got an income protection policy, what happens when you are ill?
Your doctor has just told you that this is going to be more than a few days, and he does not know when or if you are going back to work.
What happens to your income if you are ill ?
What will happen to your income if you are ill and that continues for the medium to long term, or you are disabled?
Autoenrolment into workplace pensions
For business owners. This legislation is now hitting smaller companies.
